Wise QR Payments: Supported Networks Across Asia
Wise customers travelling in parts of Asia can pay participating merchants by scanning supported local QR codes in the Wise app. The available network, the traveller's Wise-account registration country and, for some networks, whether they are abroad all determine whether a payment can be made.
Wise's Help Centre lists current QR-payment support but does not give a launch or rollout date for the feature. The information below was checked on 1 August 2026 and may change as networks and account-market availability expand.
How QR payments work in the Wise app
In the app, customers can open Scan from the Home tab, or use the QR icon in the Cards section. A supported merchant QR code can be scanned with the camera, imported from the phone gallery or uploaded from a document. For Alipay+ merchants, Wise also says customers can display their own QR code to the merchant.
The payment is taken from a currency balance in the Wise account. Before confirming, travellers should check the merchant name, amount, currency and any fee displayed in the app. QR availability does not replace the need for a backup payment card or some cash, particularly away from larger centres or where a merchant does not accept the listed network.
Wise QR networks and eligibility
| Network | Where it can be used | Who Wise says can use it |
|---|---|---|
| DuitNow QR | Malaysia | All Wise customers except customers whose Wise account is registered in Israel. |
| QR Ph | Philippines | All Wise customers. |
| GCash QR, powered by Alipay+ | Philippines | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. |
| KHQR, powered by Alipay+ | Cambodia | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. |
| Lanka QR, powered by Alipay+ | Sri Lanka | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. |
| PayNow QR | Singapore | All Wise customers. Customers based outside Singapore can pay businesses such as shops and service providers, but not make personal transfers. The stated limits are S$1,000 per transaction for all customers and S$20,000 per calendar year for non-Singapore customers. |
| NETS QR, powered by Alipay+ | Singapore | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. |
| Alipay HK QR, powered by Alipay+ | Hong Kong | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. |
| KakaoPay QR, powered by Alipay+ | South Korea | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. |
| NepalPay QR, powered by Alipay+ | Nepal | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. |
| Alipay+ | Where the Alipay+ mark is displayed across 50+ countries | Eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil, while travelling outside their Wise-account registration country. Wise does not enumerate all 50+ countries in this support article. |
| Wisetag | Anywhere | All Wise customers. |
| Swiss QR-Bill | Switzerland | Customers with a CHF balance and customers in Switzerland. |
| Hungarian Qvik QR | Hungary | Customers with HUF currency. |
| Pix | Anywhere | Customers with a Brazilian address and BRL currency. Wise also says customers holding a BRL balance can use a QR code to pay a Pix key. |
Check the Alipay+ restriction before you leave
The same travel-outside-home-country rule applies to Alipay+ itself and to the local networks marked as powered by Alipay+, including GCash QR, KHQR, Lanka QR, NETS QR, Alipay HK QR, KakaoPay QR and NepalPay QR. A Wise customer with an account registered in Malaysia, for example, cannot use those Alipay+-powered QR codes while in Malaysia under Wise's stated rule.
DuitNow QR is listed separately from the Alipay+-powered networks. Wise says it is available in Malaysia to all customers apart from those registered in Israel. In the Philippines, QR Ph is also listed for all Wise customers, while GCash QR carries the narrower Alipay+ eligibility conditions.
Mainland China uses a separate route
Wise does not currently support scanning and paying China QR codes directly in the Wise app. Card holders can instead add their Wise card to Alipay or WeChat Pay after completing the respective app's registration and verification process, which may include passport verification. That is a card-payment workaround inside those local apps, not Wise-app QR support.
Travellers should complete any app registration before relying on it at a shop counter, and keep another accepted payment method available in case verification, card linking or merchant acceptance does not work.
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Primary sources
Frequently Asked Questions
Wise lists DuitNow QR for all Wise customers except customers whose Wise account is registered in Israel. Customers should still review the payment details and any fee shown in the app before confirming.
Wise lists both networks as powered by Alipay+. They are available only to eligible Wise customers from the UK, Europe, Australia, New Zealand, Singapore, Malaysia and Brazil while travelling outside the country where their Wise account is registered.
Not directly in the Wise app. Wise says card holders can add their Wise card to Alipay or WeChat Pay after the relevant app's registration and verification process, then pay through that app.
Wise states a limit of S$1,000 per transaction for all customers and S$20,000 per calendar year for customers outside Singapore. For those customers, PayNow QR is limited to business payments rather than personal transfers.
